second chance checking account

No Credit Check - No Application Fee - No Interviews - FREE APPLICATION


Were you looking for a second chance checking account? Banks with a second chance checking account are tough to find. Some financial institutions will even charge you up to $300 for bank approval. Our exclusive relationship with an FDIC insured bank will guarantee 100% approval for anyone searching for a second chance checking account.


This is an Guaranteed Checking Account with every feature that a major bank provides, including:

  • FREE Account Application

  • Free MasterCard Debit Card (works anywhere MasterCard is accepting, including ATMs!)

  • FDIC Insured Bank

  • NO Minimum Deposit

  • NO ChexSystems, TeleCheck or Credit Verifications

  • NO Credit Check

  • Routing Number

  • Account Number

  • Voided Check for Direct Deposit Use

  • This is a FULL BANK ACCOUNT, not simply a prepaid card

Since our bank is not associated with chexsystems, we can approve your application even if your local bank cannot. We take the time to understand that bad things happen to good people and specialize in assisting people and businesses no matter what their situation is.


Once you get a second chance checking account account, you'll be able to utilize your account like you would with any other bank. Since a second chance checking account issues a real routing number and account number, you'll have the option of receiving direct deposit from your employer so you can save on check cashing fees from places that charge high fees just to cash your check.



*The USA PATRIOT Act is a Federal Law that requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you in order to be approved for your 2nd chance checking account. You may also be asked to provide documentation as proof of identification. "100% Approval " and "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation.


A Second Chance Checking Account and Bad Credit Credit Card is available in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, United States, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming




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